

Store IQ
1. Introduction to StoreIQ™
StoreIQ™ is an enterprise-grade financial planning and performance management platform tailored for multi-location retail and franchise chains. It empowers finance and operations teams to set granular budget projections and auto calculate budget estimates across corporate, regional, and store-level hierarchies based on pre defined rules and automatically reconcile these with Actual Cost Heads recorded in SAP or any other ERP System.
Designed initially for a Leading Pizza & Restaurant Chain Franchisee in India, this intelligent platform is built with the complexities of National and Global Retail Chains in mind & ensures that every level — from Country to Brands to Region to State to Store — can track Budget v/s Actual Cost estimates with precision and accountability.
The main USP of StoreIQ™ is that the Finance and Regional or Store Admins can either configure custom logic or apply pre-defined business rules to upload or auto generate budget estimates across multiple cost heads and store locations.
These estimates can be dynamically calculated based on:
- Historical budgets from previous seasons, adjusted for inflation
- Average spending patterns of similar stores within the same city or region
- Percentage allocations of fixed financial benchmarks such as projected profits, incentive pools, or recognition budgets
This eliminates manual guesswork, ensures consistency across budgeting cycles, and enables data-backed, scalable financial planning.
With robust integration capabilities and an intuitive interface, StoreIQ™ brings clarity, control, and efficiency to your Financial Planning and Performance Tracking processes.
2. What You Can Achieve with StoreIQ™
StoreIQ™ delivers measurable impact to retail chain brands by improving financial accuracy, cutting planning time, and every store stays on track with corporate targets.
Key Benefits
- Up to 70% faster budgeting cycles by eliminating manual spreadsheet consolidation.
- Accuracy within 2% for budget estimates using historical data, inflation adjustments, and predictive logic.
- Real-time variance tracking across all stores to catch overspending before month-end.
- ERP integration without heavy customizations, reducing IT dependency and costs.
- Scalable budgeting across 100s or 1,000s of stores without additional headcount.
- Automated alerts that cut unapproved spending incidents by up to 40%.
- Centralized dashboards that give executives, Region and Store-level view in seconds.
Key Advantages
- Real-Time Budget vs. Actual Tracking – Stay informed on financial performance at every level.
- Retail-Specific Hierarchy Support – Designed to mirror complex chain operations from country to store level.
- Scalable Across Brands – Equally effective for regional chains or global enterprises.
- Improved Financial Control – Spot cost overruns or underperformance before they escalate.
- Faster Decision-Making – Insightful dashboards and variance reports enable proactive management.
- Customizable – Adaptable to unique expense heads, workflows, and reporting needs.
3. Core Features
i.
Multi-Tiered Business Hierarchy
- Map your business from Country → Brand(s) → Region → State → Store
- Allocate budgets at any level of granularity with expense heads integrated from SAP/Any ERP system
ii.
Role-Based Admin Access
- Assign region/state/store admins to manage forecasts
- Decentralized inputs with centralized visibility
- Reduce bottlenecks in planning cycles
iii.
Budgeting Projections Module
- Upload or Input budget estimates by expense headers
- Fully mapped to SAP/ERP cost structures and financial headers
iv.
Smart Budget Automation with Predictive Estimation
- Define or Apply Pre-Set logics to auto-generate budget estimates
- Use data-driven inputs like past season budgets, inflation, and city averages
- Align budgets with financial targets by auto-linking to profit forecasts or strategic expense allocations
v.
Real-Time SAP or ERP Integration
- Integrate with any ERP system with minimum dependency and integration expenses
- Auto-fetch actual sales and expenses by month against combined or segregated headers
- Run variance reports with actuals v/s budget
- View projections v/s performance by period
vi.
Reports & Dashboards
- Visual drill-down reporting from corporate to store level
- Monthly/quarterly performance summaries
- Export-ready reports for board or zone managers
vii.
Alerts & Oversight
- Automatic alerts for budget overruns
- Highlight stores underperforming projections
- Enforce accountability with approval and review workflows
4. Example Use case of StoreIQ™ for a Retail Chain
Scenario:
A clothing retail chain with 500 stores across 3 countries wants to track marketing spend and operational costs against budgets.
With StoreIQ™, the central finance team can:
- Set expense budgets for campaigns by brand/store
- Auto-fetch actual spends from SAP monthly
- Compare budget v/s actuals, get alerts for overruns
- Create consolidated dashboards by region or category